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Automotive Payment
Solutions Designed
for Dealerships

Lower your processing costs and take full control
of payments
across your dealership. With fast U.S.
based support, cost-saving
tools, and a feature-rich
system that integrates seamlessly with
your DMS,
now you can spend less time managing payments
and
more time growing your business.

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Compliant Surcharging Without Shortcuts

Offset nearly 100% of credit card costs compliantly with SmartSurcharge.

  • Protect Customer
    Satisfaction

    A customer facing terminal and signage that clearly presents your customers with the freedom to use a fee-free debit card.

  • Automatic Card
    Detection

    Stay compliant by automatically disqualifying debit and pre-paid cards from surcharges.
     

  • Department Specific
    Controls

    Maintain compliance with lending agreements by disabling credit card acceptance in specific departments or terminals.

When one dealership partnered with PayJunction and activated our compliant SmartSurcharge solution, they saw their effective credit and debit rate drop 58%. That added up to more than $130,000 in annual savings per rooftop.

  Before
Surcharging		 After
Surcharging		 Savings
Monthly Card
Fees		 $16,500 $5,600 $11,000
Annualized Card-
Fee Spend		 $198,000 $67,000 $131,000
Before Surcharging
Monthly
Card Fees		 $16,500
Annualized
Card-Fee Spend		 $198,000
After Surcharging
Monthly
Card Fees		 $5,600
Annualized
Card-Fee Spend		 $67,000
Savings
Monthly
Card Fees		 $11,000
Annualized
Card-Fee Spend		 $131,000

Easy Rooftop, Department
and Brand Management

Bigger dealerships come with their own set of unique challenges. Meet them head-on with automotive payment services
that connect the unconnected; giving you simple, effortless control across departments and locations.

  • Separate
    Batches

    Divide transactions by department or brand for clean reporting.

  • View All
    Accounts

    Look at multiple merchant accounts under one login for easy access and visibility.

  • Reconcile
    With Ease

    See fees in real time that affect deposit totals for easy reconciliation.

Save Time with Automated Sales Reports

PayJunction tracks all sales digitally, making it easy to keep tabs on all departments, generate reports, and
reconcile accounts. Powerful automation that’s easy to integrate helps you focus on what matters most.

  • Transaction
    Histories

    Find the transaction you need with a simple
    search by invoice or RO number.

  • Batch
    Reports

    See individual or aggregated batches with
    surcharge and net-processing amounts.

  • Cumulative
    Reports

    View automated daily, monthly,
    year-over-year, and custom reports.

  • Digital
    Receipts

    Keep tabs on all transaction activity
    across departments and rooftops.

Elevate Your Dealership’s Security

Use our secure innovative technology to combat fraud and protect your dealership. Plus, our Trusted Partner Pledge
includes U.S. Support in under 60 Seconds and free PCI tools – because real security means real backup.

  • CONTROL USER ACCESS

    Grant user permissions as needed for accountability and reduced errors.

  • REDUCE PCI SCOPE

    Take payments with limited scope by using our cloud-based terminal.

  • CAPTURE REMOTE SIGNATURES

    Help protect your dealership from chargebacks on phone orders.

TRUST CENTER

How We Help Auto Dealerships Like Yours

United Toyota Dealership implemented Payjunction to improve payment processing at
their multi-location, multi-brand dealership by choosing the right payment processor.

Picture of Drew Moore In dealerships, sometimes change can be difficult. PayJunction will walk you right through the set up. All of our employees were able to just jump right in and start using the system.

Drew Moore

Dealership IT Manager

Learn more about the United Toyota Dealership’s payments upgrade:

READ THE BLOG

  • Integration with Dealer Management Systems (DMS)

    No-code Payments Integration seamlessly integrates with popular Dealer Management Systems (DMS), eliminating the need for duplicate data entry by syncing credit card processing, sales data, and inventory management. Break free from your default provider and connect your payment tools to the platforms that power your dealership.

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  • The Payment Solution for Your Automotive Business

    We’re built to earn your trust, not just your business.

    That’s why we offer Freedom of Choice, empowering you to pick the best provider for your business, even if it isn’t us.

    We also deliver Simple, Effortless Control, making it easy to connect systems, manage locations, and oversee payments using modern tools designed to simplify your operations. And with our Trusted Partner Pledge, you can count on U.S.-based support in under 60 seconds, no exit fees or long-term contracts, and free PCI compliance tools to ensure you’re always protected.

    Ready for payments that are simple, transparent, and tailored to how you run your dealership?

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  • Enhancing Customer Experience

    Efficient payment processing is key to creating a positive experience for automotive customers. With features like fast transaction times, secure credit card processing, and multiple payment options —including online processing— dealerships can foster trust and loyalty. Accepting credit and debit cards is crucial, as many customers prefer these payment methods over cash or checks. Features like Text to Pay, Secure Card on File, and mobile wallets make it easy and secure for customers to pay.

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Simplify Dealership
Payment Processing
Solutions

We believe your dealership deserves a
payment
solution that puts your success
first. Never outgrow
your merchant provider
again with streamlined,
enterprise
payment processing.

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