SmartSurcharge
Protecting your bottom line with surcharging doesn’t have to mean risking customer satisfaction or compliance headaches. SmartSurcharge offsets nearly 100% of credit card fees and is designed to keep your business compliant and customers happy.
Protect Profits and Customer Satisfaction
You worked hard to become a trusted business. Maintaining your customers’ trust and boosting profits can go hand-in-hand with SmartSurcharge’s technology and dedicated training resources:
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Customer Facing Terminals that empower customers with the freedom to choose a fee-free option
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Provided signage at the business entrance and the POS help educate customers before checkout
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Dedicated training resources ensure that staff can accurately communicate surcharge policies
Surcharge Compliance Made Easy
PayJunction’s SmartSurcharge has built-in compliance tools that automate compliance and take the heavy lifting off of your staff.
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Automatic Card Detection
Never surcharge the wrong card again by automatically disqualifying debit and prepaid cards from surcharges
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Customer Facing Terminals
Our Smart Terminals compliantly display the surcharge so your staff doesn’t have to
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One-Click Refunds
Ensure compliant refunds by returning the total amount to your customer
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Compliant Receipts
Give customers lasting visibility with receipts that list the surcharge as a separate line item
SmartSurcharge by the Numbers
When one auto dealership partnered with PayJunction and activated our compliant SmartSurcharge solution, they saw their net effective credit and debit rate drop 58%. That added up to more than $130,000 in annual savings per location.
| Before Surcharging |
After Surcharging |
Savings | |
|---|---|---|---|
| Monthly Card Fees |
$16,500 | $5,600 | $11,000 |
| Annualized Card- Fee Spend |
$198,000 | $67,000 | $131,000 |
| Before Surcharging | |
|---|---|
| Monthly Card Fees |
$16,500 |
| Annualized Card-Fee Spend |
$198,000 |
| After Surcharging | |
|---|---|
| Monthly Card Fees |
$5,600 |
| Annualized Card-Fee Spend |
$67,000 |
| Savings | |
|---|---|
| Monthly Card Fees |
$11,000 |
| Annualized Card-Fee Spend |
$131,000 |
Is your surcharge solution leaving money on the table? With SmartSurcharge enabled, we can price PIN Debit transactions on an Interchange Plus plan, reducing your remaining debit costs and lowering your total cost of acceptance more than surcharging alone.
Seamless Workflows Start to Finish
SmartSurcharge integrates seamlessly with your existing browser-based software through our No-code Payments Integration®, giving your entire team a simple, effortless way to recoup credit card fees.
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Freedom to add new payment functionality to the software you already love
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Elimination of manual data entry, including calculating and applying surcharge
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Effortless reconciliation with dedicated surcharge reporting and transaction searching by invoice number