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Activate SmartSurcharge, Get 1 Month Free Processing*

PayJunction’s SmartSurcharge solution boosts your bottom line, maintains customer satisfaction and helps ensure compliance. First month of processing is free* for new automotive customers that activate SmartSurcharge.



*Up to $10,000 - see www.payjunction.com/free-month for details

SmartSurcharge Saves One Dealership $130K+


When one dealership partnered with PayJunction and activated our compliant SmartSurcharge solution, they saw their net effective credit and debit rate drop 58%. That added up to more than $130,000 in annual savings per rooftop.

Here’s an example of how credit card surcharging can impact a dealership’s monthly credit card processing costs.

  Before
Surcharging
After
Surcharging
Savings
Monthly Card
Fees
$16,500 $5,600 $11,000
Annualized Card-
Fee Spend
$198,000 $67,000 $131,000
Before Surcharging
Monthly
Card Fees
$16,500
Annualized
Card-Fee Spend
$198,000
After Surcharging
Monthly
Card Fees
$5,600
Annualized
Card-Fee Spend
$67,000
Savings
Monthly
Card Fees
$11,000
Annualized
Card-Fee Spend
$131,000

Why It’s Called ‘SmartSurcharge’


Our surcharging solution is different from other providers.

  • Built-In Compliance Tools

    Automatically detect card types and disqualify debit transactions from surcharging.

  • Staff Training Resources

    Protect Customer Satisfaction Index (CSI) and ensure your staff is confident in surcharge and best practices.

  • Customer-Facing Terminals

    Terminals accurately disclose surcharges and empower customers with the freedom to choose a fee free payment method.

  • Optimized PIN Debit Pricing

    Get lower debit card processing rates to ensure minimum costs for non-cash transactions.

  • Simple, Effortless Reconciliation

    Dedicated surcharge reports paired with customized batches by rooftop or department make reconciliation easier.

  • Integrates with your DMS

    Seamlessly overlay Smart Surcharge into your current browser-based DMS in minutes.

Compliant Surcharging Built for the Automotive Industry


SmartSurcharge helps dealerships stay compliant with state laws and card network rules while minimizing the impact on CSI. Ready to offset nearly all credit card processing fees automatically and increase your profits with surcharging?

Start with our Surcharge Training Resources Here:

Keep More of What Your Dealership Earned


Offset nearly 100% of your credit card fees and keep your customers and staff happy with SmartSurcharge.